Black Hawk County property record for 1201 Upton Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1939 |
| Square Footage | 732 sqft Living Area |
| Lot Size | 5,500 sqft (0.126 acres) |
| Garage | Detached, 400 sqft |
| Tax Bill | $1,918.00 (2025) |
| Primary APN | 8913-21-426-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 732 sqft Living Area |
| 1st Floor | 400 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,500 sqft (0.126 acres) |
| Depth X Width | 100 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 280 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1201 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1959 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALADDIN ADDITION LOT 1 BLK 2 W 15 FT VAC BRENDER ST ADJ ON E |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | ALADDIN ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-426-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4832 W BENNINGTON RD, CEDAR FALLS, IA 50613-9766 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1201 UPTON AVE, WATERLOO, IA 50701-1959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202601262 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-01262 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 07, 2026 |
| Property Address | 1201 UPTON AVE, WATERLOO, IA 50701-1959 |
| Document Number | 0000004657 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 20264657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Document Number | 0000004657, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 20264657 |
| Name | FARMERS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,918.00 | $91,570 (+3.62%) Land $14,520 Building $77,050 | $91,570 (+3.62%) Land $14,520 Building $77,050 |
| 2024 | $1,918.00 (+33.57%) | ||
| 2023 | $88,370 (+35.23%) Land $14,520 Building $73,850 | $88,370 (+35.23%) Land $14,520 Building $73,850 | |
| 2022 | $1,436.00 | $65,350 Land $14,520 Building $50,830 | |
| 2021 | $65,350 Land $14,520 Building $50,830 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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