1215 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1215 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1999
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on Record
Last Sale	$148,600 (Sep 2019)
Tax Bill	$668 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-05-22-0-000-016.013`

Property Details

APN / Parcel Number

Primary APN	`13-10-05-22-0-000-016.013`
Alternative APNs	`ALT APN:1005220000016013` `208426`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	51,836 sqft (1.19 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Location & Zoning

Account Number	208426
Street Address	1215 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SE/4 SW/4;N 12';E 220'TO POB;N 218.38';E 236.55';S 218.38';W 236.55'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1008
Census Tract	955701

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1215 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	209063
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 13, 2019
Property Address	1215 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2263
Document Number	0000209063
Map Reference	DB A-394 PG 249
Instrument Date	Sep 12, 2019
Instrument	209063
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 217, GAYLESVILLE, AL 35973-0217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2263

Mortgage

Document Number	0000209064
Date	Sep 13, 2019
Instrument	209064

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (-0.45%) Homeowner's exemption	$17,180 (-0.46%) Land $900 Building $16,280	$171,800 (-0.41%) Land $9,000 Building $162,800
2024	$671.00 Additional exemption filed	$17,260 (-) Land $800 Building $16,460	$172,500 (-) Land $7,900 Building $164,600
2023	$671.00 Homeowner's exemption	$17,260 (-)	$172,500 (-) Land $7,900 Building $164,600
2022	$671.00 Homeowner's exemption	$17,260 Land $800 Building $16,460	$172,500 Land $7,900 Building $164,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 92

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