1110 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1110 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,112 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Feb 2022)
Tax Bill	$600 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-27-0-000-019.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-27-0-000-019.000`
Alternative APNs	`ALT APN:1008270000019000` `208689` `214105`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Logs
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	214105
Street Address	1110 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2255
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 15, CORNWALL S/D, # 3, PB 7/19
Legal Range	10E
Legal Township	09S
Legal Section	27
Legal Subdivision	CORNWALL
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2003
Census Tract	955701

Owner

1110 Co Rd 92, a mobile home, is owned and occupied by two individuals who bought it in February 2022.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 21, 2022	Warranty Deed, Transfer
Oct 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	2022222966
Prior Transfer Date	Oct 25, 2019
Prior Transfer Doc	0000209607
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 18, 2022
Property Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255
Document Number	0000222309
Instrument Date	Jan 14, 2022
Instrument	222309
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255

Mortgage

Document Number	0000222310
Date	Jan 18, 2022
Instrument	222310

Lender

Name	HOMESTAR FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 21, 2022
Property Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255
Document Number	0000222420
Map Reference	PB 7 PG 19
Instrument Date	Oct 8, 2021
Instrument	222420
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 COUNTY ROAD 629, CEDAR BLUFF, AL 35959-2163

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 25, 2019
Property Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255
Document Number	0000209607
Map Reference	PB 7 PG 19
Instrument Date	Oct 25, 2019
Instrument	209607
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2255

Tax Assessment & Valuation

The 2026 property tax bill for 1110 Co Rd 92 was $600, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$600.00 (+6.95%)
2025	$561.00 (-2.94%)	$3,260 (+3.16%) Land $760 Building $2,500	$66,900 (-2.9%) Land $3,800 Building $63,100
2024	$578.00 (-2.53%)	$3,160 (-77.62%) Land $660 Building $2,500	$68,900 (-2.41%) Land $3,300 Building $65,600
2023	$593.00 (+132.55%) Homeowner's exemption	$14,120 (+782.5%)	$70,600 (-3.42%) Land $3,300 Building $67,300
2022	$255.00 Homeowner's exemption	$1,600 Land $340 Building $1,260	$73,100 Land $3,300 Building $69,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1110 Co Rd 92 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Co Rd 92 is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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