Cherokee County property record for 1290 Co Rd 92, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1994 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-08-27-0-000-009.000 |
| Primary APN | 13-10-08-27-0-000-009.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.669 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Account Number | 23768 |
|---|---|
| Street Address | 1290 COUNTY ROAD 92 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50' LOT 24 & W 144.6' LOT 25 CORNWALL SD # 3 PB 7/19 |
| Legal Subdivision | CORNWALL |
| Legal Lot Number | 24-25 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 955701 |
1290 Co Rd 92 is owned and occupied by an individual who acquired it in July 2010.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1290 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2010 |
| Deed Sale | Jul 27, 2010 |
| Prior Sale | May 9, 2008 |
| Deed Document Number | 0000165685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1290 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2256 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000235006 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 235006 |
| Name | FAMILY SAVINGS CU |
|---|---|
| Type | Credit Union |
| Address | HIRAM, GA 30141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | May 14, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $920 Land $640 Building $280 | $144,900 Land $6,300 Building $138,600 |
| 2023 | Additional exemption filed | $14,440 | $144,100 Land $5,500 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1290 Co Rd 92 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1290 Co Rd 92 is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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