Hamilton County property record for 12134 Stone Mill Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,674 sqft · built 1957 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Jun 2012) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0280-0035-00 |
| Primary APN | 510-0280-0035-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 1,674 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 12134 STONE MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE MILL RD 1.37 AC R2-T1-S19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20504 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12134 STONE MILL RD, CINCINNATI, OH 45251-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WAYNE BANK AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on Record |
| Deed Sale | Jun 5, 2012 · Amount on Record |
| Prior Sale | May 30, 1997 · Amount on Record |
| Deed Document Number | 201270072 |
| Deed Book / Page | 12033 / 413 |
| Prior Transfer Date | May 23, 1997 |
| Prior Transfer Doc | 0000079067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 7, 2026 |
| Property Address | 12134 STONE MILL RD, CINCINNATI, OH 45251-4134 |
| Document Number | 0000054276 |
| Book / Page | 15701 / 318 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202654276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12134 STONE MILL RD, CINCINNATI, OH 45251-4134 |
| Document Number | 0000054276, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 15701/318 |
| Instrument | 202654276 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 6, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12134 STONE MILL RD, CINCINNATI, OH 45251-4134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000125572 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 14305/3183 |
| Instrument | 2020-0125572 |
| Name | WAYNE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 (+7.33%) | $71,506 (+%) Land $16,825 Building $54,681 | $204,300 (-) Land $48,070 Building $156,230 |
| 2024 | $3,862.00 (-0.28%) | $71,504 (-) Land $16,824 Building $54,680 | |
| 2023 | $3,873.00 (-14.39%) | $71,504 (+4.71%) Land $16,824 Building $54,680 | $204,300 (+4.71%) Land $48,070 Building $156,230 |
| 2022 | $4,524.00 Homeowner's exemption | $68,289 Land $18,050 Building $50,239 | |
| 2020 | $195,110 Land $51,570 Building $143,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures