Hamilton County property record for 12115 Stone Mill Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,458 sqft · built 1998 |
| Lot Size | 3.47 acres (151,502 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $430,000 (Jul 2020) |
| Tax Bill | $8,688 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0280-0173-00 |
| Primary APN | 510-0280-0173-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 5,691 sqft |
| 1st Floor Area | 2,458 sqft |
| Basement Area | 2,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 151,502 sqft (3.47 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 280 sqft |
| Patio Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12115 STONE MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS STONE MILL RD 3.4789ACPT LOT 6 STONE MILL ACRESR2-T1-S19 |
| Legal Subdivision | ACRES STONEMILL |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20504 |
12115 Stone Mill Rd is owner-occupied and held in a trust since July 2026.
Source: Hamilton County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12115 STONE MILL RD, CINCINNATI, OH 45251-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Jul 23, 1998 · Amount on File |
| Deed Document Number | 202065119 |
| Deed Book / Page | 14205 / 846 |
| Last Transfer Date | Jul 7, 2026 |
| Transfer Doc | 0000058349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 12115 STONE MILL RD, CINCINNATI, OH 45251-4133 |
| Document Number | 0000058349 |
| Book / Page | 15710 / 1041 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202658349 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12115 STONE MILL RD, CINCINNATI, OH 45251-4133 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2020 |
| Property Address | 12115 STONE MILL RD, CINCINNATI, OH 45251-4133 |
| Document Number | 0000065119 |
| Book / Page | 014205 / 000846 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 65119 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12115 STONE MILL RD CINCINNATI OH 452514133, CINCINNATI, OH 45251-4133 |
| Document Number | 65120 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 014205/000848 |
| Instrument | 65120 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
The 2025 property tax bill for 12115 Stone Mill Rd was $8,688, up 7.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,688.00 (+7.52%) | $150,500 (-) Land $24,941 Building $125,559 | $430,000 Land $71,260 Building $358,740 |
| 2024 | $8,080.00 (-0.39%) | $150,500 (-) Land $24,941 Building $125,559 | |
| 2023 | $8,112.00 (-17.08%) | $150,500 (+1.51%) Land $24,941 Building $125,559 | $430,000 Land $71,260 Building $358,740 |
| 2022 | $9,783.00 Homeowner's exemption | $148,260 Land $26,754 Building $121,506 | |
| 2020 | $423,600 Land $76,440 Building $347,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12115 Stone Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12115 Stone Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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