Hamilton County property record for 12120 Stone Mill Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1961 |
| Lot Size | 1.91 acres (83,505 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,939 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0280-0054-00 |
| Primary APN | 510-0280-0054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 83,505 sqft (1.91 acres) |
| Lot Dimensions | 390 ft deep x 221 ft wide |
| Deck Area | Deck Area |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 12120 STONE MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE MILL RD 221 X 390.13 IRR R2-T1-S19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20504 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2499 CHAPEL RD, OKEANA, OH 45053-9773 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2007 |
| Deed Sale | Apr 17, 2007 |
| Prior Sale | Dec 18, 2001 · Amount on Record |
| Deed Document Number | 200754920 |
| Deed Book / Page | 10525 / 1495 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 0000000817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 17, 2020 |
| Property Address | 12120 STONE MILL RD, CINCINNATI, OH 45251-4134 |
| Document Number | 0000015653 |
| Book / Page | 014149 / 001763 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 15653 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2465 MORGAN ROSS RD HAMILTON OH 450139416, HAMILTON, OH 45013-9416 |
| Document Number | 0000015653 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 014149/001763 |
| Instrument | 15653 |
| Name | SPRING VLY BK |
|---|---|
| Type | Bank |
| Address | WYOMING, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 16, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,939.00 (+5.04%) | $49,589 (+%) Land $18,932 Building $30,657 | $141,680 (-) Land $54,090 Building $87,590 |
| 2024 | $2,798.00 (+1.12%) | $49,587 (-) Land $18,931 Building $30,656 | |
| 2023 | $2,767.00 (-13.99%) | $49,587 (+5.01%) Land $18,931 Building $30,656 | $141,680 (+5.01%) Land $54,090 Building $87,590 |
| 2022 | $3,217.00 | $47,222 Land $20,307 Building $26,915 | |
| 2020 | $134,920 Land $58,020 Building $76,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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