1213 Whitaker Mill Rd, Joppa, MD 21085 Property Records

Harford County property record for 1213 Whitaker Mill Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,848 sqft
Lot Size	5.32 acres (231,739 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 1991)
Tax Bill	$5,769 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-051498`

Property Details

APN / Parcel Number

Primary APN	`03-051498`
Alternative APNs	`3051498` `051498`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	231,739 sqft (5.32 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	648 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	051498
Street Address	1213 WHITAKER MILL RD
City	JOPPA
State	MD
Zip	21085-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 5.326 AC 1213 WHITAKER MILL ROAD W OF EMMORTON
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Whitaker's Mill Historic District listed 1990 · 4 contributing resources · NRIS 90001021

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 WHITAKER MILL RD, JOPPA, MD 21085-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1991 · Amount on Record
Deed Sale	Oct 21, 1991 · Amount on Record
Deed Book / Page	1752 / 1040
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1213 WHITAKER MILL RD, JOPPA, MD 21085-1016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138970354
Date	Jun 9, 2020
Book Page	13897/354

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1213 WHITAKER MILL RD, JOPPA, MD 21085-1016
Document Number	0128870309
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 WHITAKER MILL RD JOPPA MD 210851016, JOPPA, MD 21085-1016

Mortgage

Document Number	0128870309
Date	Jun 28, 2018
Book Page	012887/000309

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28742

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,267 (+17.43%)	$671,400 (+22.81%) Land $141,900 Building $529,500
2025	$5,769.00 (+9.47%)
2023		$500,967	$546,700 Land $141,900 Building $404,800
2022	$5,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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