Harford County property record for 1200 Whitaker Mill Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,800 sqft · built 1957 |
| Lot Size | 4.38 acres (190,793 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Dec 2020) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-036006 |
| Primary APN | 03-036006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 190,793 sqft (4.38 acres) |
| Shed | 1 Shed |
| Shed Area | 880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 036006 |
|---|---|
| Street Address | 1200 WHITAKER MILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4.386 AC 1200 WHITAKER MILL ROAD W OF EMMORTON |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-036006
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1200 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 03, 2020 | Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2020 · Amount on Record |
| Deed Sale | Dec 03, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2004 |
| Deed Book / Page | 14304 / 433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 19, 2026 |
| Property Address | 1200 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Document Number | 1712000187 |
| Book / Page | 17129 / 187 |
| Instrument Date | May 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1200 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Document Number | 1712000187, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 17129/187 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 03, 2020 |
| Property Address | 1200 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Document Number | 0143040433 |
| Book / Page | 14304 / 433 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | DULANEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1200 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Document Number | 0014304441 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 14304/441 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,000 (+2.55%) | $489,200 (+7.66%) Land $137,200 Building $352,000 | |
| 2025 | $4,504.00 (+29.17%) | $454,400 (+25.83%) Land $137,200 Building $317,200 | $454,400 (-) Land $137,200 Building $317,200 |
| 2023 | $361,133 | $454,400 Land $137,200 Building $317,200 | |
| 2022 | $3,487.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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