Harford County property record for 1202 Whitaker Mill Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,332 sqft · built 1956 |
| Lot Size | 0.987 acres (42,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Jun 2016) |
| Tax Bill | $5,109 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-049396 |
| Primary APN | 03-049396 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,332 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 42,993 sqft (0.987 acres) |
| Garage Type | Carport |
| Garage Area | 330 sqft |
| Carport | Carport |
| Carport Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 049396 |
|---|---|
| Street Address | 1202 WHITAKER MILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 0.987 AC 1202 WHITAKER MILL ROAD W OF EMMORTON |
| Legal Subdivision | FOARDS HAVEN |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 303400 |
1202 Whitaker Mill Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Book / Page | 11844 / 330 |
| Transfer Doc | 0000001289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1202 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0139540346 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 13954/346 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1202 WHITAKER MILL RD, JOPPA, MD 21085-1017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ECROW LC |
| Name | Verified Name |
|---|
| Document Number | 0146710188 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 14671/188 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 1202 Whitaker Mill Rd was $5,109 with a homeowner's exemption, up 7.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,109.00 (+7.63%) Homeowner's exemption | $463,267 (+2.97%) | $490,000 (+8.91%) Land $96,000 Building $394,000 |
| 2025 | $4,747.00 | $449,900 Land $96,000 Building $353,900 | $449,900 Land $96,000 Building $353,900 |
| 2023 | $410,300 | $449,900 Land $96,000 Building $353,900 | |
| 2022 | $4,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1202 Whitaker Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1202 Whitaker Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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