1213 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1213 River Dr, Munster, IN 46321 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,794 sqft · built 1971
Lot Size	0.945 acres (41,164 sqft)
Owner	Individual Name on File
Last Sale	$357,300 (Oct 2022)
Tax Bill	$4,438 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0170-0002`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0170-0002`
Alternative APNs	`45-07-18-451-002.000-027` `182801700002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,794 sqft Living Area
1st Floor Area	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	41,164 sqft (0.945 acres)
Lot Dimensions	105 ft deep x 392 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1213 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAYES MANOR ADD BLOCK 3 LOTS 1 TO 3
Legal Subdivision	CHAYES MANOR ADD
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3002
Census Tract	40401

Owner

Source: Lake County records · APN 007-18-28-0170-0002

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1213 RIVER DR, MUNSTER, IN 46321-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Mar 15, 2016 · Amount on Record
Deed Document Number	2022542563
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1213 RIVER DR, MUNSTER, IN 46321-1331
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003819
Date	Apr 13, 2021
Instrument	2021-503819

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 01, 2049

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 19, 2022
Property Address	1213 RIVER DR, MUNSTER, IN 46321-1331
Document Number	0000042563
Map Reference	MB 31 PG 35
Instrument Date	Oct 18, 2022
Instrument	2022-542563
Transaction Type	Transfer
Record Updated	Jun 09, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 RIVER DR, MUNSTER, IN 46321-1331

Mortgage

Document Number	0000042564
Date	Oct 19, 2022
Instrument	2022-542564

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1213 RIVER DR, MUNSTER, IN 46321-1331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082714
Date	Nov 29, 2018
Instrument	2018 082714

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1213 RIVER DR, MUNSTER, IN 46321-1331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069756
Date	Oct 10, 2019
Instrument	2019 069756

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,000 (+20.83%) Land $103,300 Building $302,700	$406,000 (+20.83%) Land $103,300 Building $302,700
2024	$4,438.00 (+32.99%)
2023		$336,000 (+20.65%) Land $68,700 Building $267,300	$336,000 (+20.65%) Land $68,700 Building $267,300
2022	$3,337.00	$278,500 Land $68,700 Building $209,800	$278,500 Land $68,700 Building $209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890404013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	157 (1982–2011)
Claims Outside the SFHA	7 of 157
Most Recent Claim	Feb 2011, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 138 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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