1229 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1229 River Dr, Munster, IN 46321 · Last verified March 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.159 acres (6,954 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2021)
Tax Bill	$738 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`007-18-28-0170-0005`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0170-0005`
Alternative APNs	`45-07-18-451-004.000-027` `182801700005`

Exterior

Lot Area	6,954 sqft (0.159 acres)
Lot Dimensions	183 ft deep x 38 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007-18-28-0170-0005
Old Parcel Number	182801700005
Street Address	1229 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1331
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CHAYES MANOR ADD TO MUNSTER S.38.17FT LOT 5 BL.3
Legal Subdivision	CHAYES MANOR ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3002
Census Tract	40401

Owner

Source: Lake County records · APN 007-18-28-0170-0005

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1225 RIVER DR, MUNSTER, IN 46321-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Sep 07, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2021 · Amount on Record
Deed Sale	Sep 09, 2021 · Amount on Record
Prior Sale	Jul 26, 2018
Deed Document Number	2021-526888
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 09, 2021
Property Address	1229 RIVER DR, MUNSTER, IN 46321-1331
Document Number	0000026888
Map Reference	MB 31 PG 35
Instrument Date	Sep 08, 2021
Instrument	2021-526888
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 RIVER DR, MUNSTER, IN 46321-1331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026889
Date	Sep 09, 2021
Instrument	2021-526889

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1229 RIVER DR, MUNSTER, IN 46321-1331
Document Number	0000066277
Instrument Date	Sep 07, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 RIVER DR MUNSTER IN 463211331, MUNSTER, IN 46321-1331

Mortgage

Document Number	0000066277
Date	Sep 26, 2018
Instrument	66277

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jul 26, 2018
Property Address	1229 RIVER DR, MUNSTER, IN 46321-1331
Document Number	0000047639
Instrument Date	Jul 26, 2018
Instrument	47639
Transaction Type	Transfer
Record Updated	Aug 09, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 RIVER DR MUNSTER IN 463211331, MUNSTER, IN 46321-1331

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jul 12, 2018
Property Address	1229 RIVER DR, MUNSTER, IN 46321-1331
Document Number	0000043684
Instrument Date	Jul 12, 2018
Instrument	43684
Transaction Type	Transfer
Record Updated	Jul 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 RIVER DR MUNSTER IN 463211331, MUNSTER, IN 46321-1331

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,600 (+51.15%) Land $39,600	$39,600 (+51.15%) Land $39,600
2024	$738.00 (+4.83%)
2023		$26,200 (-) Land $26,200	$26,200 (-) Land $26,200
2022	$704.00	$26,200 Land $26,200	$26,200 Land $26,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890404013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	593.3 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	157 (1982–2011)
Claims Outside the SFHA	7 of 157
Most Recent Claim	Feb 2011, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 138 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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