1003 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1003 River Dr, Munster, IN 46321 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1963
Lot Size	0.242 acres (10,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,234 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0166-0004`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0166-0004`
Alternative APNs	`45-07-18-377-006.000-027` `182801660004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Basement Area	1,272 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	176 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0166-0004
Old Parcel Number	182801660004
Street Address	1003 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDI'S 7TH ADD. TO MUNSTER L. 4
Legal Subdivision	LAWRENCE MONALDIS ADD 07
Legal Lot Number	4
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4001
Census Tract	40401

Owner

Source: Lake County records · APN 007-18-28-0166-0004

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 RIVER DR, MUNSTER, IN 46321-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2010
Deed Sale	Mar 19, 2010
Prior Sale	Jul 06, 2009 · Amount on Record
Deed Document Number	2010 015851
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1003 RIVER DR, MUNSTER, IN 46321-1310
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088676
Date	Dec 03, 2020
Instrument	2020-088676

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,700 (+20.46%) Land $54,300 Building $245,400	$299,700 (+20.46%) Land $54,300 Building $245,400
2024	$3,234.00 (+5%)
2023		$248,800 (+5.65%) Land $51,400 Building $197,400	$248,800 (+5.65%) Land $51,400 Building $197,400
2022	$3,080.00 Homeowner's exemption	$235,500 Land $51,400 Building $184,100	$235,500 Land $51,400 Building $184,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890404014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 110 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.