Polk County property record for 1215 Cypress Pt E, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,400 sqft · built 1981 |
| Lot Size | 0.357 acres (15,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $506,000 (May 2022) |
| Tax Bill | $4,740 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-10-687210-000320 |
| Primary APN | 26-29-10-687210-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| Upper Floors Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,564 sqft (0.357 acres) |
| Lot Dimensions | 141 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Area | 646 sqft |
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 954 sqft |
| Cooling System | Central |
|---|
| Street Address | 1215 CYPRESS PT E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CYPRESS POINT PB 63 PG 40 LOT 32 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | CYPRESS POINT |
| Legal Tract | 687210 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 14005 |
1215 Cypress Pt E is owned and occupied by an individual who bought it in May 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1215 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 16, 2017 | Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on File |
| Deed Sale | May 11, 2022 · Amount on File |
| Prior Sale | Oct 25, 2000 · Amount on File |
| Deed Document Number | 2022128366 |
| Deed Book / Page | 12248 / 209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 11, 2022 |
| Property Address | 1215 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0000128366 |
| Book / Page | 12248 / 209 |
| Map Reference | MB 63 PG 40 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022128366 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,542.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6039 CYPRESS GARDENS BLVD # BLVD518, 6039, WINTER HAVEN, FL 33884-4115 |
| Name | Verified Name |
|---|---|
| Address | 1215 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0012248210 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 12248/210 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1215 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0101710296 |
| Book / Page | 010171 / 000296 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1215 CYPRESS PT E WINTER HAVEN FL 338843027, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0101710296 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 010171/000296 |
| Instrument | 109772 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 8, 2057 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 1215 Cypress Pt E was $4,740.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,425 (+1.34%) Land $54,000 Building $308,425 | $362,425 (+1.34%) Land $54,000 Building $308,425 | |
| 2025 | $4,740.00 | $357,626 Land $54,000 Building $303,626 | $357,626 Land $54,000 Building $303,626 |
| 2023 | $5,961.00 (+111.08%) | $406,840 (+90.33%) Land $53,000 Building $353,840 | $406,840 (+16.64%) Land $53,000 Building $353,840 |
| 2022 | $2,824.00 | $213,755 | $348,789 Land $53,000 Building $295,789 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1215 Cypress Pt E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1215 Cypress Pt E is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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