12128 40th Ave, Becker, MN 55308 Property Records

Sherburne County property record for 12128 40th Ave, Becker, MN 55308

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,080 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2022)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-467-0320`

Property Details

APN / Parcel Number

Primary APN	`60-467-0320`
Alternative APNs	`60-00467-0320` `26395`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	670 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	26395
Street Address	12128 40TH AVE
City	BECKER
State	MN
Zip	55308-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 3
Legal Range	28W
Legal Township	34N
Legal Section	32
Legal Subdivision	ELK WYND CREEK
Legal Block	3
Legal Lot Number	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1034
Census Tract	30407

Owner

12128 40th Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12128 40TH AVE, BECKER, MN 55308-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 26, 2018	Warranty Deed, Transfer CUSTOM TITLE SERVICES, INC.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20221485253
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 2, 2022
Property Address	12128 40TH AVE, BECKER, MN 55308-2610
Document Number	0000950396
Instrument Date	Oct 31, 2022
Instrument	950396
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CBD TITLE LLC, CHB TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12128 40TH AVE SE, BIG LAKE, MN 55309

Mortgage

Document Number	0000950397
Date	Nov 2, 2022
Instrument	950397

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 26, 2018
Property Address	12128 40TH AVE, BECKER, MN 55308-2610
Document Number	0000864028
Instrument Date	Oct 25, 2018
Instrument	864028
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	CUSTOM TITLE SERVICES, INC.

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 12128 40th Ave was $4,128 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Becker City
County	Sherburne County
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,900 (-0.06%) Land $93,900 Building $237,000	$330,900 (-0.06%) Land $93,900 Building $237,000
2025	$4,128.00	$331,100 Land $93,900 Building $237,200	$331,100 Land $93,900 Building $237,200
2023	$638.00	$323,100 Land $108,400 Building $214,700
2021			$323,100 Land $108,400 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12128 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12128 40th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Becker serves 5,034 people · EPA ID MN1710008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Windstream DSL	100 / 20

May also be available: T-Mobile, Verizon.

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