12098 40th Ave, Becker, MN 55308 Property Records

Sherburne County property record for 12098 40th Ave, Becker, MN 55308

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,155 (Mar 2021)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-467-0326`

Property Details

APN / Parcel Number

Primary APN	`60-467-0326`
Alternative APNs	`60-00467-0326` `26398`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	928 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	26398
Street Address	12098 40TH AVE
City	BECKER
State	MN
Zip	55308-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 3
Legal Range	28W
Legal Township	34N
Legal Section	32
Legal Subdivision	ELK WYND CREEK
Legal Block	3
Legal Lot Number	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1034
Census Tract	30407

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12098 40TH AVE, BECKER, MN 55308-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CREDIT UNION
Mar 29, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 26, 2018	Warranty Deed, Transfer CUSTOM TITLE SERVICES, INC.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	2021915445
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	12098 40TH AVE, BECKER, MN 55308-2608
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12098 40TH AVE, BECKER, MN 55308-2608

Mortgage

Document Number	0000949359
Date	Oct 10, 2022
Instrument	949359

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 29, 2021
Property Address	12098 40TH AVE, BECKER, MN 55308-2608
Document Number	0000915445
Instrument Date	Mar 12, 2021
Instrument	915445
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2022
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$977.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12098 40TH AVE, BECKER, MN 55308-2608

Mortgage

Document Number	0000915446
Date	Mar 29, 2021
Instrument	915446

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 26, 2018
Property Address	12098 40TH AVE, BECKER, MN 55308-2608
Document Number	0000864028
Instrument Date	Oct 25, 2018
Instrument	864028
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	CUSTOM TITLE SERVICES, INC.

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12098 40TH AVE SE BECKER MN 55308, BECKER, MN 55308

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Becker City
County	Sherburne County
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,000 (-0.36%) Land $85,200 Building $220,800	$306,000 (-0.36%) Land $85,200 Building $220,800
2025	$3,794.00 (+2.76%)	$307,100 (-2.01%) Land $85,200 Building $221,900	$307,100 (-2.01%) Land $85,200 Building $221,900
2023	$3,692.00	$313,400 Land $108,400 Building $205,000
2021			$313,400 Land $108,400 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Becker serves 5,034 people · EPA ID MN1710008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Windstream DSL	100 / 20

May also be available: T-Mobile, Verizon.

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