12126 40th Ave, Becker, MN 55308 Property Records

Sherburne County property record for 12126 40th Ave, Becker, MN 55308

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 990 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jun 2026)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`60-467-0322`

Property Details

APN / Parcel Number

Primary APN	`60-467-0322`
Alternative APNs	`60-00467-0322` `26396`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	990 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	748 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	26396
Street Address	12126 40TH AVE
City	BECKER
State	MN
Zip	55308-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 3
Legal Range	28W
Legal Township	34N
Legal Section	32
Legal Subdivision	ELK WYND CREEK
Legal Block	3
Legal Lot Number	11
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1034
Census Tract	30407

Owner

12126 40th Ave is owned and occupied by an individual who bought it in June 2026.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12126 40TH AVE, BECKER, MN 55308-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELL BANK
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Sep 9, 2020	Warranty Deed, Transfer PREFERRED TITLE
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Oct 26, 2018	Warranty Deed, Transfer CUSTOM TITLE SERVICES, INC.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Document Number	2026998617
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 40TH AVE, BECKER, MN 55308-2610

Mortgage

Document Number	0000959327
Date	Jul 21, 2023
Instrument	959327

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 40TH AVE, BECKER, MN 55308-2610

Mortgage

Document Number	0000961515
Date	Sep 14, 2023
Instrument	961515

Lender

Name	BELL BANK
Type	Bank
Address	FOREST LAKE, MN 55025

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 22, 2043

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 9, 2026
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Document Number	0000998617
Instrument Date	May 19, 2026
Instrument	2026998617
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,989.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12126 40TH AVE, BECKER, MN 55308-2610

Mortgage

Document Number	0000998617,
Date	Jun 9, 2026
Instrument	2026998617

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 9, 2020
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Document Number	0000899768
Instrument Date	Sep 3, 2020
Instrument	899768
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Tax	$149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 COUNTY ROAD 23 SE BECKER MN 553088912, BECKER, MN 55308-8912

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 9, 2020
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Document Number	0000899769
Instrument Date	Sep 3, 2020
Instrument	899769
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 40TH AVE, BECKER, MN 55308-2610

Mortgage

Document Number	0000899770
Date	Sep 9, 2020
Instrument	899770

Lender

Name	ALERUS FINANCIAL NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 26, 2018
Property Address	12126 40TH AVE, BECKER, MN 55308-2610
Document Number	0000864028
Instrument Date	Oct 25, 2018
Instrument	864028
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	CUSTOM TITLE SERVICES, INC.

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12126 40TH AVE SE BECKER MN 55308, BECKER, MN 55308

Tax Assessment & Valuation

The 2025 property tax bill for 12126 40th Ave was $3,494 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Becker City
County	Sherburne County
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,700 (-0.67%) Land $85,200 Building $198,500	$283,700 (-0.67%) Land $85,200 Building $198,500
2025	$3,494.00	$285,600 Land $85,200 Building $200,400	$285,600 Land $85,200 Building $200,400
2023	$3,462.00	$293,700 Land $108,400 Building $185,300
2021			$293,700 Land $108,400 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12126 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12126 40th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Becker serves 5,034 people · EPA ID MN1710008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Windstream DSL	100 / 20

May also be available: T-Mobile, Verizon.

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