12124 Champlain St, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12124 Champlain St, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,711 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2016)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`479-432-010`

Property Details

APN / Parcel Number

Primary APN	`479-432-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,711 sqft Living Area
Gross Area	2,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12124 CHAMPLAIN ST
City	MORENO VALLEY
State	CA
Zip	92557-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 40 MB 141/029 TR 12902-3
Legal Subdivision	12802-3
Legal Tract	12902-3
Legal Lot Number	40
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2000
Census Tract	42402

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 9, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Nov 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	2016320865
Prior Transfer Date	May 10, 1995
Prior Transfer Doc	0000179902
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 24, 2026
Property Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
Document Number	0000192045
Instrument Date	Apr 16, 2026
Instrument	2026192045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713

Mortgage

Document Number	0000192045,
Date	Jun 24, 2026
Instrument	2026192045

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2023
Property Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
Document Number	0000038468
Map Reference	MB 141 PG 29-32
Instrument Date	Jan 13, 2023
Instrument	2023-0038468
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713

Mortgage

Document Number	0000038469
Date	Feb 9, 2023
Instrument	2023-0038469

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 8, 2038

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 18, 2022
Property Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713
Document Number	0000476072
Map Reference	MB 411 PG 29-32
Instrument Date	Aug 24, 2019
Instrument	2022-0476072
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12124 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,785 (+2%) Land $59,186 Building $306,599
2025	$4,305.00 (+5.23%)	$358,614 (+4.04%) Land $58,026 Building $300,588
2023	$4,091.00 (+1.87%)	$344,691 Land $55,774 Building $288,917
2022	$4,016.00
2021			$449,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Champlain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures