Riverside County property record for 12096 Champlain St, Moreno Valley, CA 92557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2025) |
| Tax Bill | $6,207 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 479-432-008 |
| Primary APN | 479-432-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 12096 CHAMPLAIN ST |
|---|---|
| City | MORENO VALLEY |
| State | CA |
| Zip | 92557-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .18 ACRES IN LOT 38 MB 141/029 TR 12902-3 |
| Legal Subdivision | TRACT 12902 3 |
| Legal Tract | 12902-3 |
| Legal Lot Number | 38 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42402 |
Source: Riverside County records · APN 479-432-008
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 26, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 07, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2022 · Amount on Record |
| Deed Document Number | 2025118729 |
| Prior Transfer Date | Mar 02, 2017 |
| Prior Transfer Doc | 0000093250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Document Number | 0000233630 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026233630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Document Number | 0000233630, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026233630 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 26, 2022 |
| Property Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Document Number | 0000407543 |
| Map Reference | MB 141 PG 29-32 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022-0407543 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Document Number | 0000407544 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0407544 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 07, 2017 |
| Property Address | 12096 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7713 |
| Document Number | 0000093250 |
| Map Reference | MB 141 PG 29-32 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 2017-0093250 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3837 W DANCER LN, QUEEN CREEK, AZ 85142-3104 |
| Document Number | 0000093251 |
|---|---|
| Date | Mar 07, 2017 |
| Instrument | 2017-0093251 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Moreno Valley City |
| Unified School District | Moreno Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,207.00 (+3.26%) | $526,442 (+4.04%) Land $57,222 Building $469,220 | |
| 2024 | $6,011.00 (+2.02%) | ||
| 2023 | $5,892.00 (+17.65%) | $506,000 Land $55,000 Building $451,000 | |
| 2022 | $5,008.00 | ||
| 2021 | $388,980 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Based on FCC filings for 533 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EASTERN MUNICIPAL WD serves 659,923 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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