1212 Wintercrest Cir, Milford, OH 45150 Property Records

Clermont County property record for 1212 Wintercrest Cir, Milford, OH 45150

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,711 sqft · built 1997
Lot Size0.566 acres (24,655 sqft)
OwnerIndividual Name on Record
Last Sale$228,000 (Oct 2011)
Tax Bill$6,311 (2025)
Deeds & MortgagesMar 2020 Construction Loan
Jul 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-24-11B-151

Property Details

APN / Parcel Number

Primary APN18-24-11B-151

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,711 sqft Living Area
1st Floor Area1,112 sqft
AtticAttic
Attic Area210 sqft
Basement Area382 sqft
Unfinished Basement382 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area24,655 sqft (0.566 acres)
Garage Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area364 sqft
Patio Area364 sqft
Shed1 Shed
Shed Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1212 WINTERCREST CIR
CityMILFORD
StateOH
Zip45150-2783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERFIELD SECTION TWO; LOT 45
Legal SubdivisionSUMMERFIELD
Legal Lot Number45
JurisdictionCLERMONT OH
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2000
Census Tract40600

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING VLY BK
Feb 16, 2017Grant Deed, Transfer · FHA Mortgage
CENTERBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2011 · Amount on Record
Deed SaleOct 26, 2011 · Amount on Record
Prior SaleDec 1, 1997 · Amount on Record
Deed Document Number201124040
Deed Book / Page2335 / 2116
Prior Transfer DateOct 28, 2008
Prior Transfer Doc0000027011
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005407
DateMar 3, 2020
Book Page2832/438
Instrument202000005407
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 18, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014609
DateJul 12, 2019
Book Page2812/3289
Instrument201900014609
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022707
DateAug 27, 2020
Book Page2849/2982
Instrument202000022707
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
Document Number0000021494
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1212 WINTERCREST CIR MILFORD OH 451502783, MILFORD, OH 45150-2783

Mortgage

Document Number0000021494
DateAug 17, 2020
Book Page002848/001852
Instrument21494
Lender
NameSPRING VLY BK
TypeBank
AddressWYOMING, OH 45215
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLERMONT OH
Recording DateFeb 16, 2017
Property Address1212 WINTERCREST CIR, MILFORD, OH 45150-2783
Document Number0000003799
Book / Page00269 / 001531
Instrument DateFeb 9, 2017
Instrument3799
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1212 WINTERCREST CIR MILFORD OH 451502783, MILFORD, OH 45150-2783

Mortgage

Document Number3800
DateFeb 16, 2017
Book Page002690/001533
Instrument3800
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 15, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionMiami Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,311.00 (-62.27%)$136,370 (-) Land $24,540 Building $111,830
2024$389,600 (-) Land $70,100 Building $319,500
2023$16,727.00 (+202.2%) Homeowner's exemption$136,370 (+49.1%) Land $24,540 Building $111,830$389,600 (+49.1%) Land $70,100 Building $319,500
2022$5,535.00 Homeowner's exemption$91,460 Land $16,450 Building $75,010
2020$261,300 Land $47,000 Building $214,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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