Clermont County property record for 1209 Wintercrest Cir, Milford, OH 45150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,128 sqft · built 1998 |
| Lot Size | 0.534 acres (23,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $338,000 (Mar 2020) |
| Tax Bill | $6,383 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-24-11B-162 |
| Primary APN | 18-24-11B-162 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Basement Area | 304 sqft |
| Unfinished Basement | 304 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 23,261 sqft (0.534 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1209 WINTERCREST CIR |
|---|---|
| City | MILFORD |
| State | OH |
| Zip | 45150-2781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD SECTION TWO; LOT 56 |
| Legal Subdivision | SUMMERFIELD |
| Legal Lot Number | 56 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40600 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1209 WINTERCREST CIR, MILFORD, OH 45150-2781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 27, 2019 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on Record |
| Deed Sale | Mar 18, 2020 · Amount on Record |
| Prior Sale | Jun 9, 2008 · Amount on Record |
| Deed Document Number | 20206704 |
| Deed Book / Page | 2833 / 2126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1209 WINTERCREST CIR, MILFORD, OH 45150-2781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036784 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 2863/4539 |
| Instrument | 202000036784 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 18, 2020 |
| Property Address | 1209 WINTERCREST CIR, MILFORD, OH 45150-2781 |
| Document Number | 0000006704 |
| Book / Page | 2833 / 2126 |
| Map Reference | CAB 6 PG 144&145 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 202000006704 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1209 WINTERCREST CIR, MILFORD, OH 45150-2781 |
| Document Number | 0000006705 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 202000006705 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1209 WINTERCREST CIR, MILFORD, OH 45150-2781 |
| Document Number | 0000024212 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1209 WINTERCREST CIR MILFORD OH 451502781, MILFORD, OH 45150-2781 |
| Document Number | 0000024212 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002821/004653 |
| Instrument | 24212 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,383.00 (-62.28%) | $137,980 (-) Land $24,540 Building $113,440 | |
| 2024 | $394,200 (-) Land $70,100 Building $324,100 | ||
| 2023 | $16,924.00 (+202.32%) Homeowner's exemption | $137,980 (+49.15%) Land $24,540 Building $113,440 | $394,200 (+49.15%) Land $70,100 Building $324,100 |
| 2022 | $5,598.00 Homeowner's exemption | $92,510 Land $16,450 Building $76,060 | |
| 2020 | $264,300 Land $47,000 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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