1212 Spivey Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1212 Spivey Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,657 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Oct 2023)
Tax Bill	$23,256 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-390-02-00`

Property Details

APN / Parcel Number

Primary APN	`644-390-02-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,657 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1212 SPIVEY RD
City	CHULA VISTA
State	CA
Zip	91913-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15SF3
Legal Description	LOT 2 TR 016325
Legal Subdivision	OTAY RANCH VILLAGE 2 SOUTH CHU
Legal Tract	016325
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 31, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK
Jun 21, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2023299957
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number	0000057224
Date	Mar 7, 2024
Instrument	2024-0057224

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2023
Property Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number	0000299957
Map Reference	MAP 16325
Instrument Date	Oct 6, 2023
Instrument	2023-0299957
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number	0000299958
Date	Oct 31, 2023
Instrument	2023-0299958

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000627016
Date	Oct 15, 2020
Instrument	2020-0627016

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number	0000452068
Map Reference	MAP 16325
Instrument Date	Mar 26, 2021
Instrument	2021-0452068
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1212 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number	0000452069
Date	Jun 21, 2021
Instrument	2021-0452069

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,352,520 (+2%) Land $728,280 Building $624,240
2025	$23,256.00 (+30.97%)	$1,326,000 (+36.58%) Land $714,000 Building $612,000
2023	$17,757.00 (+4.13%) Homeowner's exemption	$970,869 Land $323,564 Building $647,305
2022	$17,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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