1224 Spivey Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1224 Spivey Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,657 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$998,000 (Jun 2021)
Tax Bill	$20,375 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-390-05-00`

Property Details

APN / Parcel Number

Primary APN	`644-390-05-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,657 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1224 SPIVEY RD
City	CHULA VISTA
State	CA
Zip	91913-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15SF3
Legal Description	LOT 5 TR 016325
Legal Subdivision	OTAY RANCH VILLAGE 2 SOUTH CHU
Legal Tract	016325
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1224 SPIVEY RD, CHULA VISTA, CA 91913-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK
Jun 28, 2021	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Document Number	2021467014
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1224 SPIVEY RD, CHULA VISTA, CA 91913-3523
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000627016
Date	Oct 15, 2020
Instrument	2020-0627016

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2021
Property Address	1224 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number	0000467014
Map Reference	MAP 16325
Instrument Date	Mar 29, 2021
Instrument	2021-0467014
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1224 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number	0000467015
Date	Jun 28, 2021
Instrument	2021-0467015

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,101,603 (+2%) Land $386,427 Building $715,176
2025	$20,375.00 (+20.29%)	$1,080,003 (+4.04%) Land $378,850 Building $701,153
2023	$16,938.00 (-5.32%)	$1,038,067 Land $364,140 Building $673,927
2022	$17,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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