1208 Spivey Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1208 Spivey Rd, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,300 sqft · built 2021
OwnerIndividual Name on File
Last Sale$1,025,500 (Jun 2021)
Tax Bill$22,075 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN644-390-01-00

Property Details

APN / Parcel Number

Primary APN644-390-01-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,300 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1208 SPIVEY RD
CityCHULA VISTA
StateCA
Zip91913-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC15SF3
Legal DescriptionLOT 1 TR 016325
Legal SubdivisionOTAY RANCH VILLAGE 2 SOUTH CHU
Legal Tract016325
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract13317

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Line of Credit
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Oct 15, 2020Deed of Trust, Mortgage · Construction Mortgage
MECHANICS BANK
Jun 7, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2021 · Amount on File
Deed SaleJun 7, 2021 · Amount on File
Deed Document Number2021420283
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 9, 2026
Property Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number0000163984
Instrument DateMay 28, 2026
Instrument2026163984
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number0000163984,
DateJun 9, 2026
Instrument2026163984
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.3%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyFIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CORPORATE PLAZA DR, NEWPORT BEACH, CA 92660-7901

Mortgage

Document Number0000627016
DateOct 15, 2020
Instrument2020-0627016
Lender
NameMECHANICS BANK
TypeBank
AddressWALNUT CREEK, CA 94596
Agreement
TypeConstruction Mortgage
AmountAmount on Record

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 7, 2021
Property Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number0000420283
Map ReferenceMAP 16325
Instrument DateMar 26, 2021
Instrument2021-0420283
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 SPIVEY RD, CHULA VISTA, CA 91913-3523

Mortgage

Document Number0000420284
DateJun 7, 2021
Instrument2021-0420284
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Mortgage

Document Number0000420285
DateJun 7, 2021
Instrument2021-0420285
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 6, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,132,012 (+2%) Land $369,866 Building $762,146
2025$22,075.00 (+9.82%)$1,109,816 (+4.04%) Land $362,614 Building $747,202
2023$20,101.00 (+4.16%)$1,066,722 Land $348,534 Building $718,188
2022$19,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spivey Rd

Nearby Streets

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