St. Charles County property record for 1190 Pinnacle Pointe Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,956 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,225 (Mar 2024) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A954000060 |
| Primary APN | A954000060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 978 sqft |
| Basement Area | 663 sqft |
| Finished Basement | 315 sqft |
| Unfinished Basement | 348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A954000060 |
|---|---|
| Street Address | 1190 PINNACLE POINTE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE POINTE #1 LOT 47 |
| Legal Subdivision | PINNACLE POINTE #1 |
| Legal Lot Number | 47 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 311904 |
Source: St. Charles County records · APN A954000060
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Jul 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 14, 2024 | Warranty Deed, Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Feb 22, 2022 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on Record |
| Deed Sale | Mar 14, 2024 · Amount on Record |
| Prior Sale | Feb 22, 2022 · Amount on Record |
| Deed Document Number | 20249574 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 0000166270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Document Number | 0000003239 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026R-003239 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1190 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Document Number | 0000037635 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 2022R-037635 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 14, 2024 |
| Property Address | 1190 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6743 |
| Document Number | 0000009574 |
| Map Reference | MB 31 PG 382 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2024R-009574 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Document Number | 0000009575 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024R-009575 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 22, 2022 |
| Property Address | 1190 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6743 |
| Document Number | 0000010293 |
| Map Reference | MB 31 PG 382 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022R-010293 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1190 PINNACLE POINTE DR, O FALLON, MO 63368-6743 |
| Name | Verified Name |
|---|---|
| Address | 1190 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6743 |
| Document Number | 0000010294 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022R-010294 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,984 (-) | $284,128 (-) Land $60,000 Building $224,128 | |
| 2025 | $3,400.00 | $53,984 (+11.92%) | $284,128 (+11.92%) Land $60,000 Building $224,128 |
| 2023 | $48,233 | ||
| 2022 | $253,860 Land $45,000 Building $208,860 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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