1212 Emerald Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 1212 Emerald Dr, Great Falls, MT 59404

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,043 sqft · built 2008
Lot Size	0.005 acres (246 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Nov 2025)
Tax Bill	$2,641 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R0217979`

Property Details

APN / Parcel Number

Primary APN	`R0217979`
Alternative APNs	`02-3015-10-4-06-08-7020` `0000647380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,043 sqft Living Area
1st Floor Area	2,043 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	246 sqft (0.005 acres)
View / Lot	Golf Course
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000647380
Street Address	1212 EMERALD DR
City	GREAT FALLS
State	MT
Zip	59404-2707
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMERALD GREENS CONDOMINIUM, S10, T20 N, R03 E, EMERALD GREENS CONDO UNIT 20
Legal Range	03E
Legal Township	20N
Legal Section	10
Legal Subdivision	EMERALD GREENS CONDO
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	4
Census Block	4017
Census Tract	1600

Owner

1212 Emerald Dr, a condominium, is owned and occupied by two individuals who bought it in November 2025.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage MONTANA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	2025476215
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Recording Date	Jul 10, 2026
Property Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707
Document Number	0000485215
Instrument Date	Jul 6, 2026
Instrument	2026485215
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707

Mortgage

Document Number	0000485215,
Date	Jul 10, 2026
Instrument	2026485215

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0429197
Date	Apr 29, 2022
Instrument	R0429197

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	May 1, 2030

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Nov 13, 2025
Property Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707
Document Number	00R0476215
Map Reference	DOC R0173917
Instrument Date	Nov 7, 2025
Instrument	R0476215
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FLYNN TITLE, FLYINGS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 EMERALD DR, GREAT FALLS, MT 59404-2707

Mortgage

Document Number	00R0476216
Date	Nov 13, 2025
Instrument	R0476216

Lender

Name	MONTANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1212 Emerald Dr was $2,641, down 8.3% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,641.00 (-8.33%)	$430,200 (+1.08%)
2025	$2,881.00	$425,600	$430,200 Land $16,567 Building $413,633
2023	$3,726.00	$366,900	$366,900 Land $13,019 Building $353,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1212 Emerald Dr in Zone X, where a levee reduces flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1978–2014)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Nov 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1212 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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