1206 Emerald Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 1206 Emerald Dr, Great Falls, MT 59404

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,054 sqft · built 2013
Lot Size	0.005 acres (246 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Jul 2014)
Tax Bill	$2,557 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R0217982`

Property Details

APN / Parcel Number

Primary APN	`R0217982`
Alternative APNs	`02-3015-10-4-06-08-7023` `0000647383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	246 sqft (0.005 acres)
View / Lot	Golf Course
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000647383
Street Address	1206 EMERALD DR
City	GREAT FALLS
State	MT
Zip	59404-2707
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMERALD GREENS CONDOMINIUM, S10, T20 N, R03 E, EMERALD GREENS CONDO UNIT 23
Legal Range	03E
Legal Township	20N
Legal Section	10
Legal Subdivision	EMERALD GREENS CONDO
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	4
Census Block	4017
Census Tract	1600

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 EMERALD DR, GREAT FALLS, MT 59404-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN BANK
Feb 18, 2020	Deed of Trust, Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	Aug 25, 2006
Deed Document Number	2014293282
Last Transfer Date	Sep 18, 2025
Transfer Doc	0000473936
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1206 EMERALD DR, GREAT FALLS, MT 59404-2707
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0345335
Date	Sep 25, 2017
Instrument	R0345335

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1206 EMERALD DR, GREAT FALLS, MT 59404-2707
Document Number	0000383965
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1206 EMERALD DR GREAT FALLS MT 594042707, GREAT FALLS, MT 59404-2707

Mortgage

Document Number	0000383965
Date	Feb 24, 2020
Instrument	383965

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,557.00 (-10.5%)	$421,800 (-)
2025	$2,857.00 (-25.09%)	$421,800 (+12.18%)	$421,800 (+12.18%) Land $16,567 Building $405,233
2023	$3,814.00	$376,000	$376,000 Land $13,019 Building $362,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1978–2014)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Nov 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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