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  5. Cold Spring Dr

1212 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1212 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,818 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2024)
Tax Bill$5,235.00 (2025)

Property Details

APN / Parcel Number

Primary APNT032500206
Alternative APN
  • 2-0126-8931-00-0072.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,818 sqft Living Area
1st Floor1,622 sqft 1st Floor
Basement Area1,196 sqft Basement
Stories2 Stories
Fireplace2 Story Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Porch1 Porch
Porch Area32 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500206
Old Parcel NumberT032500206
Street Address1212 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7991
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #2 LOT 72
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #2
Legal Lot Number72
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2007
Census Tract311739

Owner

Source: St. Charles County records · APN T032500206

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1212 COLD SPRING DR, O FALLON, MO 63368-7991
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Sep 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Mar 26, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2024 · Amount on Record
Deed SaleAug 05, 2024 · Amount on Record
Prior SaleMar 09, 2015 · Amount on Record
Deed Doc Number0202431246
Deed Book / Page2024 / 31246
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1212 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000010869
DateMar 10, 2026
Instrument2026R-010869
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1212 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000495180
DateSep 12, 2019
Book Page7140/1766
Instrument20190912000495180
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 01, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1212 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000026832
DateMar 26, 2021
Instrument2021R-026832
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueFeb 24, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,235.00$81,695 (+4.85%)$429,976 (+4.85%) Land $60,002 Building $369,974
2023$77,915
2022$410,078 Land $40,002 Building $370,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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