1207 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1207 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,816 sqft Living Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2018)
Tax Bill$5,316.00 (2025)

Property Details

APN / Parcel Number

Primary APNT032500183
Alternative APN
  • 2-0126-8931-00-0020.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,816 sqft Living Area
1st Floor1,600 sqft 1st Floor
Basement Area1,216 sqft Basement
Stories2 Stories
Fireplace2 Story Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area150 sqft Patio
Porch1 Porch
Porch Area66 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500183
Old Parcel NumberT032500183
Street Address1207 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7992
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #2 LOT 20
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #2
Legal Lot Number20
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2006
Census Tract311739

Owner

Source: St. Charles County records · APN T032500183

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1207 COLD SPRING DR, O FALLON, MO 63368-7992
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
GERSIMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2018 · Amount on Record
Deed SaleApr 24, 2018 · Amount on Record
Prior SaleJul 12, 2004 · Amount on Record
Deed Doc Number0069082335
Deed Book / Page6908 / 2335
Record RefreshedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1207 COLD SPRING DR, O FALLON, MO 63368-7992
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000476630
DateSep 04, 2019
Book Page7136/0531
Instrument20190904000476630
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 24, 2018
Property Address1207 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number0000221200
Book / Page6908 / 2335
Map ReferenceMB 38 PG 274
Instrument DateApr 19, 2018
Instrument20180424000221200
Transaction TypeTransfer
Record UpdatedOct 04, 2022
Title CompanySYNERGY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1004 CHARING CROSS, 1004, CAVE SPRINGS, AR 72718-5500

Transferred To (Grantee/Buyer)

NameVerified Name
Address1207 COLD SPRING DR, O FALLON, MO 63368-7992

Mortgage

Document Number0000221210
DateApr 24, 2018
Instrument20180424000221210
Lender
NameGERSIMAN INVESTMENT CORP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,316.00$82,961 (+4.88%)$436,638 (+4.88%) Land $60,002 Building $376,636
2023$79,100
2022$416,317 Land $40,002 Building $376,315

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