1206 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1206 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2002
Square Footage2,120 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$388,000 (2022)
Tax Bill$4,827.00 (2025)

Property Details

APN / Parcel Number

Primary APNT032500204
Alternative APN
  • 2-0126-8931-00-0070.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,120 sqft Living Area
1st Floor1,414 sqft 1st Floor
Basement Area1,396 sqft Basement
Finished Basement838 sqft Finished
Stories1 Stories
Fireplace2 Story Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area9,148 sqft (0.21 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Porch1 Porch
Porch Area80 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500204
Old Parcel NumberT032500204
Street Address1206 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7991
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #2 LOT 70
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #2
Legal Lot Number70
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2007
Census Tract311739

Owner

Source: St. Charles County records · APN T032500204

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1206 COLD SPRING DR, O FALLON, MO 63368-7991
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 11, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 04, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE HOME LOAN EXPERT LLC
Nov 19, 2021Warranty Deed, Transfer
TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2022 · Amount on Record
Deed SaleAug 04, 2022 · Amount on Record
Prior SaleNov 19, 2021
Deed Doc Number0202243382
Deed Book / Page2022 / 43382
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1206 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000044373
DateOct 27, 2023
Instrument2023R-044373
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueJun 01, 2052

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1206 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000014436
DateApr 11, 2025
Instrument2025R-014436
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term326 Months
DueJun 01, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 04, 2022
Property Address1206 COLD SPRING DR, O FALLON, MO 63368-7991
Document Number0000043382
Map ReferenceMB 38 PG 274
Instrument DateMay 18, 2022
Instrument2022R-043382
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000043383
DateAug 04, 2022
Instrument2022R-043383
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 19, 2021
Property Address1206 COLD SPRING DR, O FALLON, MO 63368-7991
Document Number0000095060
Map ReferenceMB 38 PG 274
Instrument DateNov 12, 2021
Instrument2021R-095060
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyTRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,827.00$75,272 (+8.68%)$396,166 (+8.68%)
2023$69,262
2022$364,537 Land $40,002 Building $324,535

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