12117 Wintercrest Dr, Unit 2, Lakeside, CA 92040 Property Records

San Diego County property record for 12117 Wintercrest Dr, Unit 2, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 903 sqft · built 1973
Lot Size	0.18 acres (7,859 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Aug 2023)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-551-03-02`

Property Details

APN / Parcel Number

Primary APN	`394-551-03-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	903 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Lot Area	7,859 sqft (0.18 acres)

Location & Zoning

Street Address	12117 WINTERCREST DR, 2
City	LAKESIDE
State	CA
Zip	92040-3916
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 4 US 2 PER DOC72-082159&UND INT IN LOTS 19&41&55&IN TR 007022
Legal Subdivision	WINTER GARDEN GREEN
Legal Tract	007022
Legal Block	1
Legal Lot Number	4,19,
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16705

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12117 WINTERCREST DR, 2, LAKESIDE, CA 92040-3916
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2023	Grant Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	2023218667
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12117 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3916
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 23RD ST, SAN DIEGO, CA 92102-1992

Mortgage

Document Number	0000289413
Date	Oct 16, 2025
Instrument	2025-0289413

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2023
Property Address	12117 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3916
Document Number	0000218667
Map Reference	MAP 7022
Instrument Date	Jul 16, 2023
Instrument	2023-0218667
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12117 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3916

Mortgage

Document Number	0000218668
Date	Aug 11, 2023
Instrument	2023-0218668

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2020
Property Address	12117 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3916
Document Number	0000696271
Map Reference	MAP 7022
Instrument Date	Oct 16, 2020
Instrument	2020-0696271
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12117 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3916

Mortgage

Document Number	0000696272
Date	Nov 6, 2020
Instrument	2020-0696272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,774 (+2%) Land $166,108 Building $291,666
2025	$6,156.00 (+45.36%)	$448,799 (+48.75%) Land $162,851 Building $285,948
2023	$4,235.00 (+2.12%)	$301,714 Land $109,480 Building $192,234
2022	$4,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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