12116 Winding Spring Ct, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12116 Winding Spring Ct, Coldstream, KY 40245 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,046 sqft · built 1991
Lot Size	0.26 acres (11,313 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2023)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21172703560000`

Property Details

APN / Parcel Number

Primary APN	`21172703560000`
Alternative APNs	`172703560000` `00004339`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,046 sqft Finished Area
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,313 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004339
Street Address	12116 WINDING SPRING CT
City	LOUISVILLE
State	KY
Zip	40245-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 356 COLDSTREAM SUB, SEC 3B, PB.33 PG.72; 0.2597 AC +/-
Legal Subdivision	COLDSTREAM
Legal Lot Number	356
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2002
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21172703560000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12116 WINDING SPRING CT, LOUISVILLE, KY 40245-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG
Apr 22, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2023 · Amount on Record
Deed Sale	Dec 05, 2023 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2023239920
Deed Book / Page	12742 / 854
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 05, 2023
Property Address	12116 WINDING SPRING CT, COLDSTREAM, KY 40245-1864
Document Number	0000239920
Book / Page	D 12742 / 854
Map Reference	MB 33 PG 72
Instrument Date	Oct 31, 2023
Instrument	2023239920
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 ETAVLAH AVE, LYNDON, KY 40222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12116 WINDING SPRING CT, LOUISVILLE, KY 40245-1864

Mortgage

Document Number	0000239921
Date	Dec 05, 2023
Instrument	2023239921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 22, 2019
Property Address	12116 WINDING SPRING CT, COLDSTREAM, KY 40245-1864
Document Number	0115590811
Book / Page	011559 / 000811
Instrument Date	Nov 13, 2019
Instrument	269333
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12116 WINDING SPRING CT LOUISVILLE KY 402451864, LOUISVILLE, KY 40245-1864

Mortgage

Document Number	162470842
Date	Nov 22, 2019
Book Page	016247/000842
Instrument	269334

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Mortgage

Document Number	162470861,
Date	Nov 22, 2019
Book Page	016247/000861
Instrument	269335

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2029

Interest

Rate	12%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 22, 2019
Property Address	12116 WINDING SPRING CT, COLDSTREAM, KY 40245-1864
Document Number	0113910713
Book / Page	011391 / 000713
Instrument Date	Apr 22, 2019
Instrument	85840
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$123.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 698 LAGRANGE KY 400310698, LAGRANGE, KY 40031-0698

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (+28.96%)	$245,000 (+33.78%) Land $46,350 Building $198,650
2024			$245,000 (+33.78%) Land $46,350 Building $198,650
2023	$2,120.00 (-0.38%)	$183,140 (-) Land $46,350 Building $136,790	$183,140 (-) Land $46,350 Building $136,790
2022	$2,128.00	$183,140 Land $46,350 Building $136,790	$183,140 Land $46,350 Building $136,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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