12114 Winding Spring Ct, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12114 Winding Spring Ct, Coldstream, KY 40245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,099 sqft · built 1990
Lot Size	0.257 acres (11,212 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Feb 2002)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21172703570000`

Property Details

APN / Parcel Number

Primary APN	`21172703570000`
Alternative APNs	`172703570000` `00004435`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,099 sqft Finished Area
Basement Area	1,075 sqft
Finished Basement	700 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,212 sqft (0.257 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004435
Street Address	12114 WINDING SPRING CT
City	LOUISVILLE
State	KY
Zip	40245-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	COLDSTREAM SEC 3B IRREG
Legal Subdivision	COLDSTREAM
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2002
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12114 WINDING SPRING CT, LOUISVILLE, KY 40245-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2002 · Amount on Record
Deed Sale	Feb 1, 2002 · Amount on Record
Deed Document Number	200222350
Deed Book / Page	7813 / 232
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12114 WINDING SPRING CT, COLDSTREAM, KY 40245-1864
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12114 WINDING SPRING CT, LOUISVILLE, KY 40245-1864

Mortgage

Document Number	0000068650
Date	Mar 24, 2022
Book Page	M 18001/462
Instrument	2022068650

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (-3.62%)	$229,080 (-) Land $46,350 Building $182,730
2024			$229,080 (-) Land $46,350 Building $182,730
2023	$2,652.00 (-0.34%)	$229,080 (-) Land $46,350 Building $182,730	$229,080 (-) Land $46,350 Building $182,730
2022	$2,661.00	$229,080 Land $46,350 Building $182,730	$229,080 Land $46,350 Building $182,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20