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12109 Winding Spring Ct, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12109 Winding Spring Ct, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,283 sqft · built 1984
Lot Size0.276 acres (12,057 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Sep 2023)
Tax Bill$2,901 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21172703520000

Property Details

APN / Parcel Number

Primary APN21172703520000
Alternative APNs
  • 172703520000
  • 00004367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,283 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,057 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00004367
Street Address12109 WINDING SPRING CT
CityCOLDSTREAM
StateKY
Zip40245-1882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 352 COLDSTREAM SUBDIVISION SECT 3-B PB.33 PG.72 0.2768 AC+/-
Legal SubdivisionCOLDSTREAM SUBDIVISION
Legal Lot Number352
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2002
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21172703520000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12109 WINDING SPRING CT, LOUISVILLE, KY 40245-1882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed, Transfer · FHA Mortgage
NEWREZ LLC
Jun 04, 2020Warranty Deed, Transfer · Conventional with PMI
ORION LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleJun 04, 2020 · Amount on Record
Deed Document Number13078578
Deed Book / Page12696 / 574
Record UpdatedJun 08, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateSep 19, 2023
Property Address12109 WINDING SPRING CT, COLDSTREAM, KY 40245-1882
Document Number0000187164
Book / PageD 12696 / 574
Map ReferenceMB 33 PG 72
Instrument DateSep 15, 2023
Instrument2023187164
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8107 MONTERO DR, PROSPECT, KY 40059-8703

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12109 WINDING SPRING CT, LOUISVILLE, KY 40245-1882
Mail Care OfWANDA WYATT AND ANTONIO GERENA

Mortgage

Document Number0000187165
DateSep 19, 2023
Instrument2023187165
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJun 04, 2020
Property Address12109 WINDING SPRING CT, COLDSTREAM, KY 40245-1882
Document Number0117010254
Book / Page011701 / 000254
Instrument DateMay 28, 2020
Instrument104507
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12109 WINDING SPRING CT LOUISVILLE KY 402451882, LOUISVILLE, KY 40245-1882

Mortgage

Document Number165780185
DateJun 04, 2020
Book Page016578/000185
Instrument104508
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 03, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,901.00 (+30.5%)$260,000 (+35.42%) Land $30,000 Building $230,000
2024$260,000 (+35.42%) Land $30,000 Building $230,000
2023$2,223.00 (-0.36%)$192,000 (-) Land $30,000 Building $162,000$192,000 (-) Land $30,000 Building $162,000
2022$2,231.00$192,000 Land $30,000 Building $162,000$192,000 Land $30,000 Building $162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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