Ottawa County property record for 12115 40th Ave, Allendale, MI 49401 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,296 sqft Living Area |
| Lot Size | 239,885 sqft (5.5 acres) |
| Garage | 600 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $749,900 (2026) |
| Tax Bill | $9,654.00 (2025) |
| Primary APN | 70-10-18-400-027 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,296 sqft Living Area |
| 1st Floor | 1,594 sqft 1st Floor |
| Basement Area | 1,594 sqft Basement |
| Unfinished Basement | 1,594 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 239,885 sqft (5.5 acres) |
| Lot Width | 280 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 12115 40TH AVE |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-9167 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF SE 1/4 COM S 88D 47M 56S E 1219 FT OF S 1/4 COR, TH N 0D 05M 10S E 4155 FT, N 46D 04M E 97652 FT, S 43D 56M E 280 FT |
| Legal Range | 13W |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | ALLENDALE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 24401 |
Source: Ottawa County records · APN 70-10-18-400-027
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 NORTH ST, HOLLY, MI 48442-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage LAKE MICHIGAN CU |
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Mar 24, 2020 | Warranty Deed, Construction Loan · Building or Construction Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Doc Number | 202618833 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 12115 40TH AVE, ALLENDALE, MI 49401-9167 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20200055568 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 2020-0055568 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 12115 40TH AVE, ALLENDALE, MI 49401-9167 |
| Document Number | 20260018833 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202618833 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651,363.14 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 NORTH ST, HOLLY, MI 48442-1215 |
| Document Number | 0000018834, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202618834 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Number | 0000018835, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202618835 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 24, 2020 |
| Property Address | 12115 40TH AVE, ALLENDALE, MI 49401-9167 |
| Document Number | 20200011475 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020-0011475 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12230 40TH AVE, 12230, ALLENDALE, MI 49401-9168 |
| Name | Verified Name |
|---|---|
| Address | 3141 QUINCY ST, HUDSONVILLE, MI 49426-8410 |
| Document Number | 20200011476 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0011476 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,900 (+3.69%) | $785,800 (+3.69%) | |
| 2025 | $9,654.00 (+14.13%) Homeowner's exemption | $378,900 (+24.27%) | $757,800 (+24.27%) |
| 2023 | $304,900 | $609,800 | |
| 2022 | $8,459.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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