12108 State Rte 9n, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 12108 State Rte 9n, Upper Jay, NY 12987

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2 ba · 2,199 sqft · built 1910
Lot Size	2.57 acres (111,949 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2021)
Tax Bill	$8,437 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2017 Sale
APN	`615J107107`

Property Details

APN / Parcel Number

Primary APN	`615J107107`
Alternative APNs	`280003500200050311000000` `152800 35.2-5-31.100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,199 sqft Total Area
1st Floor Area	1,580 sqft
Upper Floors Area	619 sqft
Basement Area	619 sqft
Finished Basement	619 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	1,836 sqft
Shed	1 Shed
Canopy	260 sqft
Greenhouse	Greenhouse
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J107107
Street Address	12108 STATE ROUTE 9N
City	UPPER JAY
State	NY
Zip	12987-3309
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	02 - SINGL
Legal Description	11 MALLORY GRANT 1277/341 LIFE USE TO RUTH M JOHNSON
Legal Block	5
Legal Lot Number	31.100
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2054
Census Tract	960200

Owner

12108 State Rte 9n, a commercial property, is owned by an individual who bought it in December 2021.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	946 LORIMER ST, 2R, BROOKLYN, NY 11222-3122
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 15, 2017	Deed, Transfer NOT AVAILABLE, JENNIFER BRIGGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	20216771
Deed Book / Page	2065 / 106
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 27, 2021
Property Address	12108 STATE ROUTE 9N, UPPER JAY, NY 12987-3309
Document Number	002065/106
Book / Page	2065 / 106
Instrument Date	Dec 21, 2021
Instrument	2021-6771
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 LORIMER ST APT 2R, 2R, BROOKLYN, NY 11222-3122

Mortgage

Document Number	0020216773
Date	Dec 27, 2021
Instrument	2021-6773

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 15, 2017
Property Address	12108 STATE ROUTE 9N, UPPER JAY, NY 12987-3309
Document Number	0000001887/0000000051
Book / Page	0000001887 / 0000000051
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, JENNIFER BRIGGS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BOX, KEENE, NY 12942

Tax Assessment & Valuation

The 2026 property tax bill for 12108 State Rte 9n was $8,437, up 0.1% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,437.00 (+0.07%)
2025	$8,431.00	$379,500 Land $83,100 Building $296,400	$379,500 Land $83,100 Building $296,400
2023		$320,200 (+49%) Land $69,100 Building $251,100	$320,200 (+49%) Land $69,100 Building $251,100
2022	$3,204.00	$214,900 Land $43,600 Building $171,300	$214,900 Land $43,600 Building $171,300
2020	$5,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12108 State Rte 9n; there have been 97 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12108 State Rte 9n is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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