12094 State Rte 9n, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 12094 State Rte 9n, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1975
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Apr 2022)
Tax Bill	$11,863 (2026)
Deeds & Mortgages	Oct 2021 Refinance Sep 2018 Mortgage + 2 more
APN	`615J176047`

Property Details

APN / Parcel Number

Primary APN	`615J176047`
Alternative APNs	`280003500200050300000000` `152800 35.2-5-30.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,185 sqft
Upper Floors Area	495 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J176047
Street Address	12094 STATE ROUTE 9N
City	UPPER JAY
State	NY
Zip	12987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MALLORY GRANT LOT 11
Legal Block	5
Legal Lot Number	30.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2054
Census Tract	960200

Owner

12094 State Rte 9n is owned by two individuals who bought it in April 2022.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2742 ROLLO RD, SANTA ROSA, CA 95404-9522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 10, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Apr 21, 2022	Warranty Deed, Transfer
Sep 10, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	20221958
Deed Book / Page	2080 / 153
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	001926/101
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12094 STATE ROUTE 9N, UPPER JAY, NY 12987
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215427
Date	Oct 21, 2021
Instrument	2021-5427

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12094 STATE ROUTE 9N, UPPER JAY, NY 12987
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002526/0000000300
Date	Sep 10, 2018
Book Page	0000002526/0000000300
Instrument	2018-3646

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Apr 21, 2022
Property Address	12094 STATE ROUTE 9N, UPPER JAY, NY 12987
Document Number	002080/153
Book / Page	2080 / 153
Instrument Date	Apr 1, 2022
Instrument	2022-1958
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 W AGUA CALIENTE RD, SONOMA, CA 95476-3303

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 10, 2018
Property Address	12094 STATE ROUTE 9N, UPPER JAY, NY 12987
Document Number	001926/101
Book / Page	1926 / 101
Instrument Date	Jul 26, 2018
Instrument	2018-3645
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12094 STATE ROUTE 9N, UPPER JAY, NY 12987

Tax Assessment & Valuation

The 2026 property tax bill for 12094 State Rte 9n was $11,863, up 7.2% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,863.00 (+7.21%)
2025	$11,065.00	$533,600 Land $72,000 Building $461,600	$533,600 Land $72,000 Building $461,600
2023		$396,300 (+83.13%) Land $54,200 Building $342,100	$396,300 (+83.13%) Land $54,200 Building $342,100
2022	$3,227.00	$216,400 Land $30,400 Building $186,000	$216,400 Land $30,400 Building $186,000
2020	$5,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12094 State Rte 9n; there have been 97 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12094 State Rte 9n is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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