12084 State Rte 9n, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 12084 State Rte 9n, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,238 sqft · built 1982
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Jan 2025)
Tax Bill	$7,559 (2026)
Deeds & Mortgages	Jan 2025 Sale & Refinance Nov 2022 Sale + 2 more
APN	`615J107106`

Property Details

APN / Parcel Number

Primary APN	`615J107106`
Alternative APNs	`280003500200050280000000` `152800 35.2-5-28.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,237 sqft
1st Floor Area	825 sqft
Upper Floors Area	412 sqft
Attic	Attic
Attic Area	330 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Canopy	272 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	615J107106
Street Address	12084 STATE ROUTE 9N
City	UPPER JAY
State	NY
Zip	12987-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	11 MALLORY GRANT
Legal Block	5
Legal Lot Number	28.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2054
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	123 NASH ST, LAKE PLACID, NY 12946-1247
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Deed, Transfer · Stand-Alone Refinance COMMUNITY BANK NA
Nov 23, 2022	Warranty Deed, Transfer
Jul 5, 2018	Deed of Trust, Mortgage · VA Mortgage PARAGON HOME LOANS
Jul 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2025294
Deed Book / Page	2191 / 323
Record Updated	Oct 29, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Jan 27, 2025
Property Address	12084 STATE ROUTE 9N, UPPER JAY, NY 12987-3308
Document Number	002191/323
Book / Page	2191 / 323
Instrument Date	Jan 14, 2025
Instrument	2025-294
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 NASH ST, LAKE PLACID, NY 12946-1247

Mortgage

Document Number	0002025295
Date	Jan 27, 2025
Instrument	2025-295

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Nov 23, 2022
Property Address	12084 STATE ROUTE 9N, UPPER JAY, NY 12987-3308
Document Number	0002107/94
Book / Page	2107 / 94
Instrument Date	Nov 9, 2022
Instrument	2022-5559
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 HIGHLAND RD, KEESEVILLE, NY 12944-2330

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12084 STATE ROUTE 9N, UPPER JAY, NY 12987-3308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002516/0000000298
Date	Jul 5, 2018
Book Page	0000002516/0000000298
Instrument	2018-2636

Lender

Name	PARAGON HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 5, 2018
Property Address	12084 STATE ROUTE 9N, UPPER JAY, NY 12987-3308
Document Number	001918/311
Book / Page	1918 / 311
Instrument Date	Jun 29, 2018
Instrument	2018-2635
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 WILTON GANSEVOORT RD, GANSEVOORT, NY 12831-1235

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,559.00 (+0.67%)
2025	$7,509.00 (+177.19%)	$388,300 (+9.38%) Land $101,100 Building $287,200	$388,300 (+9.38%) Land $101,100 Building $287,200
2023		$355,000 (+95.38%) Land $72,700 Building $282,300	$355,000 (+95.38%) Land $72,700 Building $282,300
2022	$2,709.00 (-37.29%)	$181,700 Land $26,200 Building $155,500	$181,700 Land $26,200 Building $155,500
2020	$4,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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