12108 Ranchito St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12108 Ranchito St, El Monte, CA 91732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,149 sqft · built 1960
Lot Size	0.136 acres (5,906 sqft)
Owner	2 Company Names on Record
Last Sale	$475,000 (Apr 2018)
Tax Bill	$7,932 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8545-003-040`

Property Details

APN / Parcel Number

Primary APN	`8545-003-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,906 sqft (0.136 acres)
Lot Dimensions	101 ft deep x 59 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12108 RANCHITO ST
City	EL MONTE
State	CA
Zip	91732-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1BY
Legal Description	TRACT # 10829 SW 59 FT MEASURED ON SE LINE OF LOT 27 BLK A
Legal Subdivision	10829
Legal Tract	10829
Legal Block	A
Legal Lot Number	27
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1001
Census Tract	432602

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 27, 2018	Grant Deed, Transfer · Conventional Mortgage EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2018412528
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0000743546
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 16, 2026
Property Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624
Document Number	0000438895
Instrument Date	Jun 14, 2026
Instrument	2026438895
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624

Mortgage

Document Number	0000206680
Date	Feb 5, 2021
Instrument	21-0206680

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000994576
Date	Sep 24, 2019
Instrument	19-0994576

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Apr 27, 2018
Property Address	12108 RANCHITO ST, EL MONTE, CA 91732-1624
Document Number	0000412528
Instrument Date	Apr 13, 2018
Instrument	412528
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12108 RANCHITO ST EL MONTE CA 917321624, EL MONTE, CA 91732-1624

Mortgage

Document Number	412529
Date	Apr 27, 2018
Instrument	412529

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,270 (+2%) Land $441,018 Building $110,252
2025	$7,932.00 (+10.07%) Homeowner's exemption	$540,462 (+4.04%) Land $432,371 Building $108,091
2023	$7,206.00 (+3.89%) Homeowner's exemption	$519,478 Land $415,583 Building $103,895
2022	$6,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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