Montgomery County property record for 12108 Gatewater Dr, Potomac, MD 20854
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,199 sqft · built 1985 |
| Lot Size | 0.1 acres (4,343 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Apr 2022) |
| Tax Bill | $10,860 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02332831 |
| Primary APN | 10-02332831 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,199 sqft Living Area |
| Gross Area | 3,499 sqft |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,343 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02332831 |
|---|---|
| Street Address | 12108 GATEWATER DR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD3 |
| Legal Description | FALLSBERRY 8544/323 |
| Legal Subdivision | FALLSBERRY |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 706007 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12108 GATEWATER DR, POTOMAC, MD 20854-2873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed, Transfer · Conventional Mortgage IDB-IIC FCU |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST COMPANY |
| Feb 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Prior Sale | Sep 9, 2011 · Amount on Record |
| Deed Book / Page | 65536 / 415 |
| Prior Transfer Date | Jan 18, 2019 |
| Prior Transfer Doc | 0572310179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 5, 2022 |
| Property Address | 12108 GATEWATER DR, ROCKVILLE, MD 20854-2873 |
| Document Number | 0655360415 |
| Book / Page | 65536 / 415 |
| Map Reference | MB 123 PL 14449 |
| Instrument Date | Mar 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10131 HERONWOOD LN, 10131, WEST PALM BEACH, FL 33412-1523 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12108 GATEWATER DR, ROCKVILLE, MD 20854-2873 |
| Document Number | 0065536421 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 65536/421 |
| Name | IDB-IIC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12108 GATEWATER DR, ROCKVILLE, MD 20854-2873 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0592920355 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 59292/355 |
| Name | MANUFACTURERS AND TRADERS TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 21, 2019 |
| Property Address | 12108 GATEWATER DR, ROCKVILLE, MD 20854-2873 |
| Document Number | 0572310179 |
| Book / Page | 057231 / 000179 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12108 GATEWATER DR POTOMAC MD 208542873, POTOMAC, MD 20854-2873 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,167 (+0.12%) | $886,300 (+0.36%) Land $250,000 Building $636,300 | |
| 2025 | $10,860.00 (+8.14%) | $883,100 (+16.77%) Land $250,000 Building $633,100 | $883,100 (-) Land $250,000 Building $633,100 |
| 2024 | $10,043.00 (+22.78%) | ||
| 2023 | $756,300 | $883,100 Land $250,000 Building $633,100 | |
| 2022 | $8,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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