Montgomery County property record for 12103 Gatewater Dr, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,732 sqft · built 1986 |
| Lot Size | 0.148 acres (6,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $816,200 (Jul 2022) |
| Tax Bill | $10,622 (2025) |
| Deeds & Mortgages | Jul 2022 Sale May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02333196 |
| Primary APN | 10-02333196 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| Gross Area | 2,963 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,430 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02333196 |
|---|---|
| Street Address | 12103 GATEWATER DR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD3 |
| Legal Description | FALLSBERRY |
| Legal Subdivision | FALLSBERRY |
| Legal Block | A |
| Legal Lot Number | 47 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 706007 |
12103 Gatewater Dr is owned and occupied by an individual who bought it in July 2022.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12103 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed, Transfer FLYNN TITLE |
| May 25, 2022 | Deed, Transfer PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | May 25, 2022 · Amount on File |
| Deed Book / Page | 66031 / 216 |
| Prior Transfer Date | Aug 28, 2009 |
| Prior Transfer Doc | 0379660437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 15, 2022 |
| Property Address | 12103 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0660310216 |
| Book / Page | 66031 / 216 |
| Map Reference | MB 123 PL 14456 |
| Instrument Date | Jul 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | FLYNN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $12,243.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15508 FELLOWSHIP WAY, NORTH POTOMAC, MD 20878-4717 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 25, 2022 |
| Property Address | 12103 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0658030125 |
| Book / Page | 65803 / 125 |
| Map Reference | MB 123 PL 14456 |
| Instrument Date | May 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $10,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 13017 WISTERIA DR # 327, 327, GERMANTOWN, MD 20874-2621 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 12103 Gatewater Dr was $10,622, up 12.5% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784,300 (-9.06%) Land $255,600 Building $528,700 | $784,300 (-9.06%) Land $255,600 Building $528,700 | |
| 2025 | $10,622.00 (+12.47%) | $862,400 Land $255,600 Building $606,800 | $862,400 Land $255,600 Building $606,800 |
| 2024 | $9,444.00 | ||
| 2023 | $672,867 | $862,400 Land $255,600 Building $606,800 | |
| 2022 | $6,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12103 Gatewater Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12103 Gatewater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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