12104 Gatewater Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 12104 Gatewater Dr, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,124 sqft · built 1986
Lot Size	0.116 acres (5,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$868,000 (Feb 2021)
Tax Bill	$9,321 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02332842`

Property Details

APN / Parcel Number

Primary APN	`10-02332842`
Alternative APN	`02332842`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,124 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	1,325 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,055 sqft (0.116 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Pool Area	360 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02332842
Street Address	12104 GATEWATER DR
City	POTOMAC
State	MD
Zip	20854-2874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD3
Legal Description	FALLSBERRY
Legal Subdivision	FALLSBERRY
Legal Block	B
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3008
Census Tract	706007

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12104 GATEWATER DR, POTOMAC, MD 20854-2874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Book / Page	61956 / 206
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0507070182
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 22, 2021
Property Address	12104 GATEWATER DR, POTOMAC, MD 20854-2874
Document Number	0619560206
Book / Page	61956 / 206
Map Reference	MB 123 PL 14449
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12104 GATEWATER DR, POTOMAC, MD 20854-2874

Mortgage

Document Number	61956213
Date	Feb 22, 2021
Instrument	61956/213

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$884,400 (-9.08%) Land $248,100 Building $636,300	$884,400 (-9.08%) Land $248,100 Building $636,300
2025	$9,321.00 (-10.43%)	$972,700 (+33.3%) Land $248,100 Building $724,600	$972,700 (-) Land $248,100 Building $724,600
2024	$10,406.00 (+58.77%)
2023		$729,700	$972,700 Land $248,100 Building $724,600
2022	$6,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20