12107 Cool Branch Rd, Laurel, DE 19956 Property Records

Sussex County property record for 12107 Cool Branch Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,170 sqft · built 1990
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2023)
Tax Bill	$1,013 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-8.00-6.02`

Property Details

APN / Parcel Number

Primary APN	`132-8.00-6.02`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	274,428 sqft (6.3 acres)

Location & Zoning

Street Address	12107 COOL BRANCH RD
City	LAUREL
State	DE
Zip	19956-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E/FIRE TOWER RD LOT 2
Legal Subdivision	LAUREL
Legal Lot Number	2
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2004
Census Tract	50408

Owner

12107 Cool Branch Rd is owned by an individual who bought it in September 2023.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	22210 SHORE DR, SEAFORD, DE 19973-5622
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK
Sep 19, 2023	Deed, Transfer BRIDGEVILLE BUILDING & LOAN ASSOCIA
Jun 12, 2018	Grant Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	202332682
Deed Book / Page	5975 / 87
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0049010288
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12107 COOL BRANCH RD, LAUREL, DE 19956-2635
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230440113
Date	Mar 25, 2025
Book Page	23044/113
Instrument	2025000010077

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 15, 2040

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 19, 2023
Property Address	12107 COOL BRANCH RD, LAUREL, DE 19956-2635
Document Number	0059750087
Book / Page	5975 / 87
Instrument Date	Jan 9, 2023
Instrument	2023000032682
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Amount	Amount on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12180 COOL BRANCH RD, LAUREL, DE 19956-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22210 SHORE DR, SEAFORD, DE 19973-5622

Mortgage

Document Number	2023000032683
Date	Sep 19, 2023
Instrument	2023000032683

Lender

Name	BRIDGEVILLE BUILDING & LOAN ASSOCIA
Type	Lending Institution

Agreement

Amount	Amount on Record

Mortgage

Document Number	0220200096
Date	Oct 9, 2023
Book Page	22020/96
Instrument	2023000035113

Lender

Name	BRIDGEVILLE BUILDING & LOAN ASSOCIATION
Type	Funding / Finance Company
Address	PO BOX 315, BRIDGEVILLE, DE 19933

Agreement

Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 12, 2018
Property Address	12107 COOL BRANCH RD, LAUREL, DE 19956-2635
Document Number	0049010288
Book / Page	004901 / 000288
Instrument Date	Jun 8, 2018
Instrument	21198
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12180 COOL BRANCH RD LAUREL DE 199562600, LAUREL, DE 19956-2600

Mortgage

Document Number	169560259
Date	Jun 12, 2018
Book Page	016956/000259
Instrument	21199

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12107 Cool Branch Rd was $1,013, up 6.5% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,013.00 (+6.52%)	$14,350 (-) Land $7,150 Building $7,200	$267,200 (-) Land $136,400 Building $130,800
2025	$951.00	$14,350 Land $7,150 Building $7,200	$267,200 Land $136,400 Building $130,800
2023	$688.00	$14,350 Land $7,150 Building $7,200	$27,000 Land $12,600 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12107 Cool Branch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12107 Cool Branch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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