12225 Cool Branch Rd, Laurel, DE 19956 Property Records

Sussex County property record for 12225 Cool Branch Rd, Laurel, DE 19956

Property Summary

Property Type	Rural Home
Details	1 bd · 720 sqft · built 1980
Lot Size	32.4 acres (1,414,829 sqft)
Owner	Individual Name on File
Last Sale	$44,600 (Aug 2013)
Tax Bill	$1,057 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-8.00-5.00`

Property Details

APN / Parcel Number

Primary APN	`132-8.00-5.00`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	720 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,414,829 sqft (32.4 acres)

Location & Zoning

Street Address	12225 COOL BRANCH RD
City	LAUREL
State	DE
Zip	19956-2601
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	NE/RD 479A 741' SE/RD 479 FX
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2003
Census Tract	50408

Owner

12225 Cool Branch Rd, a rural home, is owned by an individual who bought it in August 2013.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	12180 COOL BRANCH RD, LAUREL, DE 19956-2600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
Oct 10, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2013 · Amount on File
Deed Sale	Aug 29, 2013 · Amount on File
Deed Book / Page	4166 / 143
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12225 COOL BRANCH RD, LAUREL, DE 19956-2601
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219120008
Date	Aug 7, 2023
Book Page	21912/8
Instrument	2023000027600

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12225 COOL BRANCH RD, LAUREL, DE 19956-2601
Document Number	0172470097
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12205 COOL BRANCH RD LAUREL DE 199562601, LAUREL, DE 19956-2601

Mortgage

Document Number	0172470097
Date	Nov 20, 2018
Book Page	017247/000097
Instrument	42573

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12225 COOL BRANCH RD, LAUREL, DE 19956-2601
Document Number	0169560259
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12225 COOL BRANCH RD LAUREL DE 199562601, LAUREL, DE 19956-2601

Mortgage

Document Number	0169560259
Date	Jun 12, 2018
Book Page	016956/000259
Instrument	21199

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12225 COOL BRANCH RD, LAUREL, DE 19956-2601
Document Number	0165330078
Book / Page	016533 / 000078
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12205 COOL BRANCH RD LAUREL DE 199562601, LAUREL, DE 19956-2601

Mortgage

Document Number	0165330078
Date	Oct 27, 2017
Book Page	016533/000078
Instrument	40084

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12225 Cool Branch Rd was $1,057, up 6.1% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,057.00 (+6.12%)	$47,700 (-) Land $3,150 Building $44,550	$533,900 (-) Land $338,400 Building $195,500
2025	$996.00	$47,700 Land $3,150 Building $44,550	$533,900 Land $338,400 Building $195,500
2023	$2,469.00	$47,700 Land $3,150 Building $44,550	$95,400 Land $6,300 Building $89,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12225 Cool Branch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12225 Cool Branch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cool Branch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures