12238 Cool Branch Rd, Laurel, DE 19956 Property Records

Sussex County property record for 12238 Cool Branch Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,200 sqft · built 1996
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2026)
Tax Bill	$519 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-8.00-5.02`

Property Details

APN / Parcel Number

Primary APN	`132-8.00-5.02`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	151 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	12238 COOL BRANCH RD
City	LAUREL
State	DE
Zip	19956-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	SW/S RD 479A 1289' E RD 479 CT45393
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2028
Census Tract	50408

Owner

12238 Cool Branch Rd is owned and occupied by an individual who bought it in May 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELCOSE FEDERAL CREDIT UNION
May 18, 2026	Deed, Transfer · Conventional Mortgage ELCOSE FEDERAL CREDIT UNION
May 18, 2026	Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Deed Document Number	202618508
Deed Book / Page	6507 / 141
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0044640067
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	May 18, 2026
Property Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602
Document Number	0000018509
Book / Page	24033 / 296
Instrument Date	May 15, 2026
Instrument	202618509
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602

Mortgage

Document Number	0000018509,
Date	May 18, 2026
Book Page	24033/296
Instrument	202618509

Lender

Name	ELCOSE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 18, 2026
Property Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602
Document Number	0000018508
Book / Page	6507 / 141
Instrument Date	May 15, 2026
Instrument	2026.18508
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602

Mortgage

Document Number	0000018509,
Date	May 18, 2026
Instrument	2026..18509

Lender

Name	ELCOSE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 18, 2026
Property Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602
Document Number	0065070141
Book / Page	6507 / 141
Instrument Date	May 15, 2026
Instrument	202618508
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12238 COOL BRANCH RD, LAUREL, DE 19956-2602

Mortgage

Document Number	0000018509,
Date	May 18, 2026
Instrument	202618509

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12238 Cool Branch Rd was $519, up 6.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$519.00 (+6.57%)	$11,050 (-) Land $1,000 Building $10,050	$136,200 (-) Land $50,200 Building $86,000
2025	$487.00	$11,050 Land $1,000 Building $10,050	$136,200 Land $50,200 Building $86,000
2023	$558.00	$11,050 Land $1,000 Building $10,050	$22,100 Land $2,000 Building $20,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12238 Cool Branch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12238 Cool Branch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cool Branch Rd

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