12005 Cenegal Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12005 Cenegal Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,766 sqft · built 2002
Lot Size	2.53 acres (110,207 sqft)
Owner	Company Name on File
Last Sale	$952,000 (Feb 2021)
Tax Bill	$11,690 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-121-019`

Property Details

APN / Parcel Number

Primary APN	`055-121-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,766 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	110,207 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	12005 CENEGAL RD
City	ATASCADERO
State	CA
Zip	93422-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TN ATAS ATAS COL BL 59 LT 11
Legal Subdivision	ATASCADERO COLONY
Legal Block	59
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3003
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer
Feb 1, 2021	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Apr 24, 2017	Grant Deed, Transfer TITLE 365
Feb 21, 2017	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	20217553
Last Transfer Date	Jan 29, 2024
Transfer Doc	0000004095
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2024
Property Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794
Document Number	0000004095
Map Reference	MB 3 PG 84
Instrument Date	Jan 29, 2024
Instrument	2024004095
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 1, 2021
Property Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794
Document Number	0000007553
Map Reference	MB 3 PG 84
Instrument Date	Jan 28, 2021
Instrument	2021007553
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1531, SANTA MARIA, CA 93456-1531

Mortgage

Document Number	0000007554
Date	Feb 1, 2021
Instrument	2021007554

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 24, 2017
Property Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794
Document Number	0000017669
Instrument Date	Apr 14, 2017
Instrument	17669
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	625 EVANS RD SAN LUIS OBISPO CA 934018122, SAN LUIS OBISPO, CA 93401-8122

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 21, 2017
Property Address	12005 CENEGAL RD, ATASCADERO, CA 93422-1794
Document Number	0000007838
Instrument Date	Feb 8, 2017
Instrument	7838
Transaction Type	Foreclosure
Record Updated	Mar 13, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$557.44
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,051,082 (+2%) Land $441,631 Building $609,451
2025	$11,690.00 (+4.93%) Homeowner's exemption	$1,030,473 (+4.04%) Land $432,972 Building $597,501
2023	$11,141.00 (+1.26%) Homeowner's exemption	$990,460 Land $416,160 Building $574,300
2022	$11,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Cell Coverage

4G LTE only, no 5G reported

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