12100 Bundle Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12100 Bundle Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,586 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$364,900 (Mar 2019)
Tax Bill	$4,833 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`743-64-78-97-400-000`

Property Details

APN / Parcel Number

Primary APN	`743-64-78-97-400-000`
Alternative APNs	`128020100000008` `402958001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,586 sqft Finished Area
1st Floor Area	812 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	605 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	402958001
Street Address	12100 BUNDLE RD
City	CHESTERFIELD
State	VA
Zip	23838-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	W/L BUNDLE ROAD
Legal Subdivision	W/L BUNDLE ROAD
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3002
Census Tract	100821

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12100 BUNDLE RD, CHESTERFIELD, VA 23838-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	20197035
Deed Book / Page	12234 / 904
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12100 BUNDLE RD, CHESTERFIELD, VA 23838-3403
Document Number	12685560
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 BUNDLE RD CHESTERFIELD VA 238383403, CHESTERFIELD, VA 23838-3403

Mortgage

Document Number	12685560
Date	Mar 31, 2020
Book Page	012685/000560
Instrument	14257

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 1, 2019
Property Address	12100 BUNDLE RD, CHESTERFIELD, VA 23838-3403
Document Number	12234904
Book / Page	012234 / 000904
Instrument Date	Feb 15, 2019
Instrument	7035
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 BUNDLE RD CHESTERFIELD VA 238383403, CHESTERFIELD, VA 23838-3403

Mortgage

Document Number	12234908
Date	Mar 1, 2019
Book Page	012234/000908
Instrument	7036

Lender

Name	ALCOVA MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,833.00 (+15.62%)	$540,300 (+7.33%) Land $102,500 Building $437,800	$540,300 (+7.33%) Land $102,500 Building $437,800
2025		$503,400 (+10.23%) Land $99,500 Building $403,900	$503,400 (+10.23%) Land $99,500 Building $403,900
2023	$4,180.00	$456,700 Land $93,500 Building $363,200	$456,700 Land $93,500 Building $363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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