12031 Bundle Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12031 Bundle Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,679 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jan 2024)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`744-64-75-26-800-000`

Property Details

APN / Parcel Number

Primary APN	`744-64-75-26-800-000`
Alternative APNs	`128020100000016` `436292000` `471319000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,679 sqft Finished Area
1st Floor Area	525 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	471319000
Street Address	12031 BUNDLE RD
City	CHESTERFIELD
State	VA
Zip	23838-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	E/L BUNDLE ROAD PARCEL H
Legal Subdivision	E/L BUNDLE ROAD PARCEL H
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3006
Census Tract	100821

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12031 BUNDLE RD, CHESTERFIELD, VA 23838-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Dec 11, 2017	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	2024717
Deed Book / Page	14456 / 112
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 9, 2024
Property Address	12031 BUNDLE RD, CHESTERFIELD, VA 23838-3402
Document Number	014456-112
Book / Page	14456 / 112
Instrument Date	Dec 21, 2023
Instrument	2024000717
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12031 BUNDLE RD, CHESTERFIELD, VA 23838-3402

Mortgage

Document Number	2024000718
Date	Jan 9, 2024
Instrument	2024000718

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 8, 2021
Property Address	12031 BUNDLE RD, CHESTERFIELD, VA 23838-3402
Document Number	13617-589
Book / Page	13617 / 589
Instrument Date	Aug 27, 2021
Instrument	2021058107
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CRAIGHEAD ST, PITTSBURGH, PA 15211-2103

Mortgage

Document Number	2021058108
Date	Sep 8, 2021
Instrument	2021058108

Lender

Name	CITIZENS BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 11, 2017
Property Address	12031 BUNDLE RD, CHESTERFIELD, VA 23838-3402
Document Number	11841309
Book / Page	011841 / 000309
Instrument Date	Dec 6, 2017
Instrument	49315
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12031 BUNDLE RD CHESTERFIELD VA 238383402, CHESTERFIELD, VA 23838-3402

Mortgage

Document Number	11841313
Date	Dec 11, 2017
Book Page	011841/000313
Instrument	49316

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+16.7%)	$458,000 (+7.51%) Land $71,300 Building $386,700	$458,000 (+7.51%) Land $71,300 Building $386,700
2025		$426,000 (+11.08%) Land $68,300 Building $357,700	$426,000 (+11.08%) Land $68,300 Building $357,700
2023	$3,514.00	$383,500 Land $62,300 Building $321,200	$383,500 Land $62,300 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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