12010 Bundle Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12010 Bundle Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1995
Lot Size	0.917 acres (39,945 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2005)
Tax Bill	$3,454 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`744-64-72-49-200-000`

Property Details

APN / Parcel Number

Primary APN	`744-64-72-49-200-000`
Alternative APNs	`128020100000007` `306075001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,930 sqft Finished Area
1st Floor Area	574 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	39,945 sqft (0.917 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	306075001
Street Address	12010 BUNDLE RD
City	CHESTERFIELD
State	VA
Zip	23838-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	W/L BUNDLE ROAD
Legal Subdivision	W/L BUNDLE ROAD
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3002
Census Tract	100821

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12010 BUNDLE RD, CHESTERFIELD, VA 23838-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2005 · Amount on Record
Deed Sale	Jan 10, 2005 · Amount on Record
Prior Sale	Mar 28, 2001
Deed Book / Page	6163 / 624
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12010 BUNDLE RD, CHESTERFIELD, VA 23838-3401
Document Number	1296353
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12010 BUNDLE RD CHESTERFIELD VA 238383401, CHESTERFIELD, VA 23838-3401

Mortgage

Document Number	1296353
Date	Sep 16, 2020
Book Page	012963/000053
Instrument	48617

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12010 BUNDLE RD, CHESTERFIELD, VA 23838-3401
Document Number	1187786
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1187786
Date	Jan 23, 2018
Book Page	011877/000086
Instrument	2370

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2038

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,454.00 (+19.14%)	$385,300 (+7.66%) Land $69,600 Building $315,700	$385,300 (+7.66%) Land $69,600 Building $315,700
2025		$357,900 (+13.3%) Land $66,600 Building $291,300	$357,900 (+13.3%) Land $66,600 Building $291,300
2023	$2,899.00	$315,900 Land $60,800 Building $255,100	$315,900 Land $60,800 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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