1210 Tulip Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1210 Tulip Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,196 sqft · built 1981
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2022)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-560-030-00`

Property Details

APN / Parcel Number

Primary APN	`052-560-030-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,196 sqft Building Perimeter
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	137 ft deep x 120 ft wide
Garage Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1210 TULIP DR
City	STURGIS
State	MI
Zip	49091-1290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 & 32. ROSELAWN TERRACE. CITY OF STURGIS. CITY OF STURGIS.
Legal Subdivision	ROSELAWN TERRACE CITY OF STURGIS
Legal Lot Number	31-32
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2002
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1210 TULIP DR, STURGIS, MI 49091-1290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · ARM CENTURY BANK & TRUST CO
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	20227151
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 12, 2022
Property Address	1210 TULIP DR, STURGIS, MI 49091-1290
Document Number	2022007151
Map Reference	LB 3PG 60
Instrument Date	Aug 11, 2022
Instrument	2022007151
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3380 W 650 N, 3380, HOWE, IN 46746-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N 4TH ST, STURGIS, MI 49091-1169

Mortgage

Date	Aug 12, 2022

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	12.2%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 10, 2020
Property Address	1210 TULIP DR, STURGIS, MI 49091-1290
Document Number	001999/559
Book / Page	1999 / 559
Map Reference	LB 3 PG 60
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69088 SEVISON RD, 69088, WHITE PIGEON, MI 49099-8703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 N CLAY N #21 # 21, 21, STURGIS, MI 49091-1457

Mortgage

Document Number	0001999561
Date	Mar 10, 2020
Instrument	1999/561

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,500	$273,000
2025	$4,454.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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